Between $400,000 - $500,000 Ruskin FL Real Estate, Homes, Condos for Sale

3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv. ⋅ 33570 Zip Code

Virtually Staged. ASSUMABLE VA LOAN! Call for details! Discover your personal slice of Florida paradise in the exclusive, gated, resort-style Southshore Yacht Club at Little Harbor. This new Lennar residence offers an immediate and elegant entry into the coastal lifestyle, featuring soaring ceilings, abundant natural light, and a spacious open-concept design that defines each tranquil day. The thoughtfully designed Biscayne II floor plan is crafted for effortless flow, balancing entertaining spaces with private retreats. The ground floor encompasses the central living area and a flexible room ideal for use as a den or home office, along with a convenient half bath. At the heart of the home, the gourmet kitchen boasts light shaker-style cabinetry, smooth solid-surface countertops, and a generous central island that invites both culinary creativity and casual gatherings. Just beyond the kitchen, sliding glass doors open to an expansive covered patio finished with durable brick pavers, creating a serene setting for outdoor dining and relaxation. A spacious two-car garage provides ample storage and everyday convenience. Upstairs, a versatile loft that can provide a secondary living area or family lounge, ideal for everyday relaxation separate from the main living space downstairs. The conveniently located upstairs laundry room enhances everyday functionality, while the private primary suite serves as a luxurious sanctuary, highlighted by a tray ceiling and a spa-like en-suite bath with dual vanities and an oversized, fully tiled walk-in shower. Live the resort vacation every day within this exclusive community. As a resident of the gated Southshore Yacht Club, you gain access to an unparalleled suite of resort-style amenities within Little Harbor. These features include a full-service marina with boat slips and water access, a community beach and pier, two pools (including a heated resort-style pool), a modern fitness center, tennis courts, and a playground. For the ultimate enjoyment, the community also offers beachfront dining and a Tiki Bar - perfect for taking in legendary Tampa Bay sunsets. Situated in Ruskin, Little Harbor is a serene and established coastal enclave renowned for its natural setting and immediate waterfront access. The community is home to a private, full-service marina, placing residents moments from boating, fishing, and direct access to the Gulf of Mexico. You are conveniently located near local dining, shopping, and golf, while remaining approximately 25 miles south of the vibrant cultural and entertainment hub of Tampa.

1109 Seagrape Drive, Ruskin

$455,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv. ⋅ 33570 Zip Code

Experience resort-style waterfront living in the desirable Little Harbor community! This spacious 3-bedroom, 3-bathroom townhome offers a comfortable and versatile layout, ideal for full-time living, vacation use, or short-term rental income. Enjoy water views overlooking the marina from your private balconies, providing a peaceful setting to relax and take in the coastal lifestyle. Located within close proximity to community amenities, this property offers both convenience and an inviting atmosphere for guests and owners alike. Little Harbor is known for its unique blend of amenities, including a private beach with stunning sunset views over Tampa Bay, a community pool, and a full-service marina with options for boat and jet ski rentals. Waterfront dining is just steps away at Hooks Bar & Grill and Sunset Grill. Important Disclosure (Updated as of March 31, 2026): The seller has submitted an application for a potential private dock, which is currently under review with the appropriate authorities. The dock is not approved, not permitted, and not constructed. Approval is not guaranteed. Buyers are strongly encouraged to conduct their own independent due diligence with the county and all applicable regulatory agencies to verify the status, requirements, timelines, and feasibility prior to purchase. With its strong income potential, desirable location, and access to resort-style amenities, this property presents an outstanding opportunity in one of Tampa Bay’s most popular waterfront communities.

465 Bahia Beach Boulevard, Ruskin

$449,900

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv. ⋅ 33570 Zip Code

NEW PRICE! Welcome to the most extraordinary WATERFRONT townhome w/ over $60,000 in tastefully chosen upgrades located in the seaside village of Little Harbor. No expense was spared, no detail overlooked in investments made in making this house a home. As a primary home, it has been meticulously maintained by its sole owner, never hosting a rental. The value of waterfront is in experiencing THE VIEW--both East and West. In this home it begins with 16' of sliding glass doors (essentially, walls of glass) in the lower level living area and upper level primary BR, with each overlooking the Marina and wide salt water canal offering stunning views of this widely sought after boating community. Based on its unique Marina location, each of the 2 East facing 1st and 2nd floor terraces (overlooking the Marina) offer privacy distinct from most other town homes and sunrises equally as breathtaking as the sunsets, creating perfection for terrace dining. Each of the two West facing 1st and 2nd floor terraces enjoy unobstructed private views over open green space and sunset skies. Endless upgrades were thoughtfully chosen to maximize both storage and living space. This floor plan, originally built with a small linen closet to serve as a kitchen pantry, was upgraded to a custom designed hallway pantry, 4 1/2' x 7 1/2' featuring 16 soft closing, pull out drawers with cabinets above adding an additional 8 shelves. A 7' cabinet was added to the primary bathroom providing 10 storage shelves, augmenting the expansive storage under the vanity. Out of 154 TH’s in this community, only 6 of them (this home being one of those 6) were built to offer a 15'x16' outdoor lanai behind the garage, creating abundant seating, dining and entertaining areas. The jumbo sized screened lanai is perfect for outdoor grilling and dining with your friends overlooking the Marina. All outdoor ground level flooring (including lanai, driveway, garage and storage closet) were upgraded with a seamless polyaspartic flooring creating a luxurious, modern and clean design. All 4 upper level terraces were upgraded with a sophisticated wide plank tile. Both sets of interior stairs feature upgraded modern maple wood steps and landings with modern industrial style aluminum handrails. The primary bathroom shower is upgraded with a modern glass enclosure. Framed mirror upgrades are found in all bathrooms. Lighting has been updated throughout the home. The A/C and hot water heater were both replaced in 2020. In addition to your garage and private parking, just steps away is the convenience of a parking lot for your guests. The community offers an onsite half mile BEACH, 2 waterfront restaurants with sports/Tiki Bar, NEW upscale fishing pier, kayak/canoe boat launch, 2 deep water marinas, high & dry boat storage, Freedom Boat Club, heated swimming pool, tennis and pickleball courts, a fitness center, clubhouse, and playground. Short term AIRBNB rentals allowed. Don't miss the opportunity to own this extraordinary property in an amazing Resort type setting close to Sarasota, St. Petersburg, Tampa with golf courses, hospitals, restaurants, and shopping nearby. Call TODAY to schedule your appointment and start living your dream! Taxes include the CDD.

423 Bahia Beach Boulevard, Ruskin

$499,990

Ruskin Colony Farms SubDv. ⋅ 33570 Zip Code

Prime 4.6-acre lot in the rapidly growing Ruskin area with easy access to I-75. Public utilities nearby and zoning for single-family residences make this parcel ideal for building a dream home or subdividing for development. No CDDs, no HOAs, and no flood insurance required. Surrounded by new residential communities and recent builder developments, this property is perfectly positioned as the next builder’s dream opportunity.

12th Street Se, Ruskin

$450,000

2 Beds ⋅ 2 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code

BRAND NEW ROOF! FLOOD INSURANCE ONLY $1000.00 A YEAR Amazing Price Reduction! Live in your waterfront dream in this Charming Waterfront Stilt Home with Tampa Bay access and Gulf Access! Property appraised at $525,000 in 2025! Discover this lovely waterfront stilt home nestled on nearly half an acre of lush, park-like grounds with 60 feet of canal frontage. Located on a wide canal with direct access to the bay and Gulf, it's a boater’s dream—perfect for both powerboats and sailboats, with plenty of room for turning and docking. While there’s currently no dock, the property offers the opportunity to build one tailored to your needs. Before entering the home’s second level, you’ll be greeted by a spacious covered balcony, ideal for relaxing or entertaining. Inside, you’ll find a bright, open-concept layout featuring a large dining area, an upgraded kitchen, and a generous living space with picture windows overlooking the beautiful backyard and canal. The second level also includes a well-appointed guest bedroom and full bathroom. Upstairs, the third level is dedicated to a private primary suite, complete with en-suite bathroom, offering serene views and a tranquil retreat. Throughout the home, you’ll appreciate the warmth and beauty of cedar walls and ceilings that create a cozy and inviting atmosphere. On the ground level, there’s a spacious screened lanai, perfect for entertaining, along with a 2-car garage. Additional features include a separate garage/workshop with a carport, plus an extra-tall carport ideal for a motorhome, large boat, or trailer. Whether you're seeking a waterfront getaway or a full-time residence, this unique property offers both comfort and functionality in a truly scenic setting.

606 Dickman Drive Sw, Ruskin

$476,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv. ⋅ 33570 Zip Code

Ready to move in. Concrete block with stucco, 2-story (bonus office). New granite kitchen. New hurricane (140mph) shingles. New exterior paint. Corner lot 2 blocks from community pool. 3 bedrooms (12 X 11) with 9 ft ceilings. Tile and/or wood throughout.

443 York Dale Drive, Ruskin

$475,000

Ruskin Colony Farms SubDv. ⋅ 33570 Zip Code

Prime Development Opportunity in the Heart of Ruskin, FL Unlock the full potential of this exceptional 3.18-acre development parcel located at 962-1022 E Shell Point Road in the rapidly growing community of Ruskin, FL. Perfectly positioned at the intersection of E Shell Point Road and Interchange Street, this property offers unparalleled visibility and access, making it an ideal site for a wide range of neighborhood commercial and residential developments. Strategic Location This property sits at the gateway to Ruskin, surrounded by established residential neighborhoods and just minutes from major transportation arteries, including I-75 and US-41. The site is adjacent to the Covina at Bay Park community and enjoys close proximity to shopping centers, schools, and key employment hubs, such as the Amazon Fulfillment Center, located just 1.5 miles away. This prime location ensures a steady flow of traffic and easy access for both residents and businesses. Zoning and Land Use Flexibility Zoned as Planned Development (PD) with a future land use designation of Residential 12 (R-12), this parcel offers a unique blend of opportunities for developers. The property’s zoning supports a variety of uses, including residential support services, retail, and personal services, making it a versatile investment for those looking to capitalize on Ruskin’s growth. The property is zoned Planned Development (PD) with a future land use designation of Residential-12 (R-12). The property is located within the Urban Service Area, and the Comprehensive Plan supports low-intensity, neighborhood-scale commercial development in this area. Hillsborough County planning staff have expressed support for projects that enhance residential quality of life—such as early education, personal services, and small-scale retail operations. Key Property Features: • Total Area: 3.18 acres (approximately 138,520.8 square feet) • Zoning: Planned Development (PD) • Future Land Use: Residential 12 (R-12) • Frontage: 356 feet along E Shell Point Road and 366 feet along Interchange Street • Access: Multiple access points from both Interchange Street and E Shell Point Road • Infrastructure: Public water and sewer services available, provided by Hillsborough County Comprehensive Development Feasibility The site has been thoroughly vetted for development, with a detailed feasibility report confirming the viability of the proposed uses. The property’s strategic location within the Urban Development Area ensures access to essential public services and infrastructure, aligning with Hillsborough County’s long-term growth and development plans. Previous investigation highlights the property’s compliance with all relevant zoning and land use regulations, making it ready for immediate development. Endless Development Possibilities Whether you envision a medium-density residential development, a neighborhood retail plaza, a daycare center, a self-storage facility, or a combination of any defined neighborhood use, this property offers endless possibilities. The surrounding area’s ongoing residential and commercial expansion only enhances the potential for a successful development that meets the needs of this dynamic community.

962 E Shell Pointe Road, Ruskin

$475,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code

WATERFRONT END-UNIT BAHIA BEACH TOWNHOME. Make this your permanent home, vacation property or investment property. SHORT TERM RENTALS ALLOWED! Located in highly desirable seaside resort of Little Harbor, this RARELY AVAILABLE 3 bedroom, 2 1/2 bath townhome has beautiful water & conservation view from every level of the home ( 4 balconies). You will love the open floor plan with two living areas that are both open to the kitchen, perfect for entertaining with views of the saltwater canal, nature preserve, and TAMPA BAY from your expansive balconies (2nd & 3rd floor). The kitchen offers granite counter tops, wood cabinetry and upgraded appliances. Primary bedroom & two guest rooms are located on the 3rd floor with access to both front & rear balconies. Tandem garage with space for golf cart. This destination offers a resort type lifestyle with a secluded sandy beach, NEW PIER, 2 waterfront restaurants, watersports, tiki bar, heated swimming pool, deep water marina, fishing, dry storage with boat slip availability. This is truly a BOATERS PARADISE with direct access to Tampa Bay leading into the Gulf with no bridges! You can also enjoy canoeing, kayaking or paddle boarding on the canal with an assortment of wildlife. Ride your bike, walk or drive your golf cart to Sunset Grill/ Tiki Bar and see some of the most beautiful sunsets you've ever seen! Conveniently located with quick commutes to Tampa, St Pete & Sarasota. While you feel secluded in this luxurious resort, you are still not far from grocery stores, hospitals, restaurants & golf courses. Not to mention it's less than an hour to some of the best beaches FL has to offer. Don't miss this opportunity to enjoy your own PIECE OF PARADISE! Schedule your private showing today and START LIVING THE DREAM!

3230 Mangrove Point Drive, Ruskin

$425,000

Unplatted SubDv. ⋅ 33570 Zip Code

Little Manatee River Commercial Vacant Lot ready for development. Located near Tampa South RV Park and Southern Hillsborough County Park on navigable water; east side of Highway 41 (4-Lane divided Highway); about seven miles north of Port Manatee.

2508 S Us Highway 41, Ruskin

Browse All Ruskin FL Between $400K - $500K Properties for Sale

Between $400K - $500K Ruskin Real Estate